Don't Go Shopping for a New Home Before Determining Exactly How Much You Can Spend!   |  | | |
 If you are looking for a home, you probably already have an idea of the loan payment and mortgage you can afford. Will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. In the pre-qualification process, you will find out: - Exactly how much home or land you can afford. - How much cash you will need for the down payment. - The minimum down payment and the advantages of higher down payments. - What the bank determines you can afford for a monthly payment. I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. My guarantee to you - I will respect your privacy! I know this is your personal information and I will not distribute it to anyone other than to my preferred mortgage broker. As with the other services on this site, this service is also provided free of charg without any obligation on your part. It is part of my job as a top Pembroke Pines, Davie and Cooper City real estate agent to offer services such as these. Once you fill out the form, I will quickly process your information and get right back to you! I'm looking forward to helping you through every step towards buying your first home!
I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation...
|
Titles >Holding Title to A Condo With condominiums becoming increasingly popular among today's homebuyers, it is a good time to clarify the terms of ownership that seem to confuse many people. Condo-type residences most commonly fall into two categories - condominiums and townhouses.
A condominium is usually a multi-story structure. Each owner-resident has a deed of ownership for his own unit and owns the space within the unit, but not the land under the structure. Therefore, condo units can be stacked vertically. Condo owners share title to the common areas of the development, including land, exterior of buildings, hallways, roofs and swimming pools -- all areas used by all occupants. Each owner pays property taxes on their unit. Also, a monthly fee is paid to the homeowners' association that is used for managing and maintaining all common areas.
A townhouse, or town home community is usually a series of single- or two-story housing units, each linked to each other horizontally by common walls. Each owner hold title to their unit and the land beneath it, thus these units cannot be stacked vertically. Typically, a townhouse unit will be a two-story residence, with the living area downstairs and bedrooms upstairs. Common areas belonging to the townhouse development are owned jointly. Each townhouse owner pays property taxes and association fees.
|
|
| Q |
What little-known folk remedy is said to help keep bats away from your home?
|
| A |
According to some rural homeowners, if you tar and feather a two-by-four board and place it in your yard, it will ward off bats! |
 See More Real Estate Trivia > |
|
|
|
- NUMBER1EXPERT™ 
