Pembroke Pines real estate FL, Davie real estate and Cooper City real estate, home listings and homes for sale in Florida - Christine Adler, REALTOR® Christine Adler REALTOR(r) for Pembroke Pines, Davie and Cooper City, Florida real estate - NUMBER1EXPERT™ Christine Adler NUMBER1EXPERT(tm) for Pembroke Pines, Davie and Cooper City, Florida real estate
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For Sellers: Pembroke Pines, Davie and Cooper City Florida home buying, real estate listings, and homes for sale in Broward County, FL
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Why Sellers Choose Christine Adler: Why home sellers in Pembroke Pines, Davie and Cooper City choose Christine Adler
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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What are three of the best indicators of real estate market trends?

A 
Existing home sales, new home building and mortgage interest rates.
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Christine Adler, REALTORŪ, real estate agent for Pembroke Pines, Davie and Cooper City Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Christine Adler, Broker
Adler Realty

PO Box 15038
Plantation, FL 33318
Office: 954-785-2900
Fax: 954-653-1028
Email Me At: Info@PembrokePinesDreamHomes.com

pembrokepinesdreamhomes.com - Your Fort Lauderdale Pembroke Pines, Davie and Cooper City real estate listings, luxury homes and luxury condos for sale and home buying in Broward County and Southeastern Florida.

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